To order a virtual Visa card, first and foremost, you need to apply for a bank account to have a customer number. It depends on fintech companies or card issuers whether you are required to open a physical card in advance to be qualified for a virtual card or not. Some banks don’t ask you to have both however a few banks need you to align with their product policies.
It is important to check with the virtual card providers if they support Visa cards or other types like Mastercard and Amex while they are not what you are looking for.
Your virtual card may be created in a few easy steps:
- Apply for a banking account (current account or checking account)
- Download the digital banking app to your phone
- Provide supporting documents during the onboarding process
- Create your card account
- Visit Card menu to order a virtual card
- Accept the 16-digit virtual credit card number and CVV plus the expiry date that’s generated for you.
- Add funds by topping up money from your banking account to your card account or use
- Start to make an online payment with ease